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Personal Financing

Sound Bank offers a wide variety of lending options to best serve you. Your Sound Bank lending officer knows that you are unique and will custom tailor your financing to best fulfill your needs. We offer competitive rates and outstanding personal service.

Sound Bank Personal Lines of Credit
  • Overdraft Protection

  • For customers who need a revolving line of credit or overdraft protection for their personal checking accounts.
  • Credit Cards

  • Visa means worldwide acceptance and convenience.
  • Personal Lines of Credit
  • Home Equity Lines
Sound Bank Personal Loans
  • Automobile and Truck Loans

  • New and Used Vehicles
  • Boat and RV Loans
  • Boat Slip Financing
Sound Bank Personal Real Estate Loans
  • Home Construction Loans
  • Home Improvement Loans
  • Investment Rental Homes
  • Residential Lot Loans
  • Residential Second Mortgage Loans
  • Home Equity Lines
Financial Statement (.pdf format) This form requires Adobe Reader.
Financial Statement - letter size (.pdf format) This form requires Adobe Reader.
Financial Statement (Word format)
Financial Statement - letter size (Word format)
For additional information on these and all of our services, call our Morehead City office at (252)727-5558, Cedar Point Branch at (252)393-8460, Beaufort Branch at (252) 728-2181, New Bern Office at (252) 672-5958 or Jacksonville loan office at (910) 577-9260.