We Have a Checking Account to Meet Your Needs.

First, we designed our checking accounts to meet your basic financial needs. Then, we added special features to each one to ensure that you had an account tailored for you. Review what we offer to find the services that meet your needs. You'll see that we stand by our motto of Sound Thinking, Solid Results.

Sound Overdraft

Sound Overdraft, a credit plan for overdraft protection is available on any Sound Bank checking account. Applications are subject to credit approval. Please see your customer service representative for details and an application.

Check Imaging

Each month, you will receive pages with images of your cancelled checks in check number order - making balancing your statement and recordkeeping on your account easier than ever. 

Personal checking accounts at a glance

Green Coast Checking
Green Coast Checking
  • $0 Monthly Service Charge
  • $0 Minimum Balance
  • $0 Per Check Charge
  • $100 Required to Open Account
  • Unlimited Number of Checks Allowed Per Month
  • Electronic Statements
Coast Checking
Coast Checking
  • $0 Monthly Service Charge (as long as a $100 minimum balance is maintained - if not, there is a $5 monthly fee)
  • $100 Minimum Balance to avoid service charge
  • $0 Per Check Charge
  • $100 Required to Open Account
  • Unlimited Number of Checks Allowed Per Month
Senior Checking
Senior Checking

Senior checking is free for our customers aged 55 and over. It comes with all the features of Coast Checking, plus there is no charge for your first order of checks.

Sound Advantage Checking
Sound Advantage Checking

$0 Monthly Service Charge (as long as one of the balance relationships is maintained - if not, there is a $15 monthly fee)

$1000 Min. Balance to Avoid Service Charge ($1,000 in your Sound Advantage Account or $25,000 in a Sound Bank CD or a $15,000 Sound Bank Line of Credit)

$0 Per Check Charge

$100 Required to Open Account

Unlimited number of checks allowed per month

Free custom checks

No annual fee credit card (must apply and qualify)

Free American Express Traveler's checks

Free small safe deposit box (subject to availablity)